Save for travel
You've decided to travel. Congratulations. Now all you have to do is save for your trip. But that's not a bad thing!
View ArticleWhat to consider when you return from travel
You may find that once you return home from travel, you've a few loose ends to tie up.
View ArticleWays to access your money when you travel
Depending on where or how you're travelling, you may find that one way of taking money with you is easier or better than others.
View ArticleKeep in touch when you travel
You'll probably want to keep in contact with family back at home when you're travelling.
View ArticleThe pre-approval stage of the home buying process
One of the stages of the home buying process is to check if your lender will approve your loan before you make an offer. You'll have heard different terms used to describe this process; pre-approval,...
View ArticleMoving home tips
Moving into a new home is exciting but there's also plenty to do in the process. To help you out, we've put together a quick list of some of the things you'll need to consider.
View ArticleBuying your home or renting: the pros and cons
Working out whether to get onto the property ladder, continue living at home or renting is a huge decision. Making up a list of pros and cons might be a good place to start. Here are a few things to...
View ArticleDeciding on the right time to buy your first home
There are better times than others to buy your first home or investment property to get into the property market. But here are a few things to think about to help you make that decision.
View ArticleSearching for your first home
Buying your first home can be equal parts excitement and fear. With solid preparation though, you can find the experience a lot less stressful. While you’re doing some research on home loans, and...
View ArticleResearching home loans
If you’ve started searching for your first home or investment property and working out what you can afford to borrow, you may want to start researching your home loan options.
View ArticleWorking out how much to borrow for your first home
Before you talk to your bank or mortgage broker about a home loan, get an idea of how much you want and can afford to borrow and repay.
View ArticleWork out how much you can afford to repay
Working out how much you can afford to repay on a home loan involves doing some calculations and budgeting. Keep in mind that what you can afford to borrow from your lender may be more than you need...
View ArticleBefore you make an offer on your first home
If you're serious about house hunting or you've found a property you're interested in, take time to finish your research before you make an offer. This is also the time to finalise things like getting...
View ArticleUnderstanding home loan features
It's often hard to know what home loan features you need to make the most of the loan, particularly if this is your first one. Do you need a basic home loan or one with more features and flexibility?...
View ArticleManaging your finances as a new homeowner
Congratulations on buying your first home. It’s a major milestone that most many Australians dream of. However, the first year with a new mortgage can be hard, especially immediately after settlement.
View ArticleHome loan applications and contracts
Be prepared when you apply for your home loan. Get your financials and other paperwork ready to give to your lender and have a solicitor or conveyancer on standby.
View ArticleUnderstanding the settlement process when buying a home
The settlement process is when your lender meets with the seller’s and your legal and banking representatives to finalise the purchase for you. There are some differences in the settlement process if...
View ArticleFirst home buyer series
This series of articles was created to help you through the very exciting, but sometimes confusing process of buying your first home. You may not follow the all the steps (or even the same order) we’ve...
View ArticleBeing a tradie
Update: On 1 August 2013 we made changes to this article to give you better information about what you can claim on tax. Your apprenticeship is done and dusted, you’ve connected with a good builder,...
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